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Certificates of insurance for commercial lines
Feed it the policy.
Get back the certificate.
PolicyBeast reads your client's policy documents, checks every requested limit against what's actually covered, and produces a finished ACORD 25. You make every call that matters.
Built for account managers, CSRs, and certificate processors.
Most of what goes on a certificate is already sitting in the policy. The work is finding it, checking it, and typing it again for the next holder—fifty times a week. PolicyBeast does the reading and the arithmetic. You do the deciding.
How it works
Three steps. No transcription.
1Drop in the policies
Upload every PDF for a client. Each policy joins one combined portfolio—carrier, policy number, term, actual limits, and the source page behind every fact.
2Confirm the facts
Pick the holder, review the preselected coverage, and enter what they're asking for. Anything above actual coverage stops the certificate and identifies the fix.
3Download the ACORD 25
One click renders a complete ACORD 25 you can preview and download. Every certificate remains an unchanging snapshot in the client's history.
Requested vs. actual
The holder asks for three million. The policy says two.
PolicyBeast never lets a requested amount quietly become a printed one. It compares what's asked against what's covered, line by line, and stops with the exact fix before anything renders.
General liabilityPolicy limitRequestedCheck
Each occurrence$1,000,000$1,000,000At policy limit
Personal & advertising injury$1,000,000—Uses policy limit
General aggregate$2,000,000$3,000,000Above coverage
$3,000,000 requested · $2,000,000 availableUse policy limitRemove request
Products – completed ops$2,000,000—Uses policy limit
Safety
A beast with manners.
It reads everything. It guesses nothing. And it knows which decisions are yours.
Source-backed facts
Every carrier, policy number, date, and limit stays linked to a stored policy document you can open. Unresolved facts block generation instead of being guessed.
Deterministic limit checks
Requested amounts are compared to actual coverage with arithmetic, not judgment. Over the limit, or not covered at all? Generation stops with the line, the amount, and the fix.
Human holder decisions
Additional insured and waiver of subrogation are your call, every time. PolicyBeast shows the endorsements it found and never marks a holder box on its own.
When coverage is ambiguous, expired, incomplete, or unsupported, PolicyBeast says so and stops.
Who it's for
Built for the people who issue certificates all day.
Account managers, customer service representatives, account coordinators, and certificate processors. People with a big book, a full inbox, and no patience for retyping a policy number.
- Find any client from one search box
- Reuse saved holders in one click
- Keep every issued certificate unchanged
- Work keyboard-first on desktop
The console
Your book, one search away.
Start with the work that needs attention, then search your complete client portfolio in one place.
Leave the desk cleaner than you found it.
Open the console, find the client, and let the beast do the reading.